Автор:Jennifer B. Kazianis Год: 2011 Издание:LAP Lambert Academic Publishing Страниц: 72 ISBN: 9783845438078 Keeping up "With the Joneses" has become a true American past time. American's live in a culture where what you purchase is a symbol of status and wealth. American's have been increasingly turning to credit cards for luxury purchases and basic necessities like food and shelter. A combination of these factors and the recent economic downturn have turned American credit card debt into a national emergency. Jennifer Kazianis,MS,MSTT, investigates the pathways into troubling credit card debt for people of different ethnic/racial backgrounds. Crafted at the very beginning of the "Great Recession", this work compares responses of four ethnic groups: African Americans, Caucasians, Hispanics and a mixed race/other category. Participants were asked to rate the importance of seven factors that lead to troubling credit card debt. The author explores if there is a difference among racial and ethnic groups in their readiness to reduce credit card debt. Results are discussed in light...